The National Hospital Insurance Fund (NHIF) has issued new guidelines for the comprehensive student cover where parents will receive Ksh600,000 as compensation in the event of the death of their children.
NHIF Chief Executive Officer Geoffrey Mwangi stated that the scheme which was rolled out in May will compensate parents when a student’s death was caused by accidents or illness while in school.
The money will be paid out in two portions; the first would be disbursed within the first two days of the student’s death to cover funeral expenses to the tune of Ksh100,000.
The remainder of the money, Ksh500,000, will be cleared in five days.
“Students are free to walk into registered hospitals for medical care. Students will use the cover even during school holidays. They’ll be required to present school identification cards and the Unique Personal Identifier before being treated.
“As long you are a continuing student you can access medical treatment in any NHIF accredited facility. But within the school setting, students will be required to go to medical facilities chosen by their schools,” Mwangi explained.
Since the fund was rolled out last month, 600 students have received medical services as they are exempted from the six-month wait before the cover is activated.
Among the services covered include outpatient, inpatient, dental, personal accident cover, emergency road and air rescue services.
On the other hand, some of the procedures not covered are cosmetic or beauty surgery, laser eye surgery, frames, lenses and massage.
The scheme does not cover maternity costs for female students who fall pregnant neither does it cover dependents of the students.